Lean FIRE Calculator
Calculate your path to financial independence with a minimalist lifestyle using the 4.5% rule
About Lean FIRE
Lean FIRE is for those who embrace minimalism and can live on less. It typically requires 22 times annual expenses (using a 4.5% withdrawal rate) instead of the traditional 25x. This approach allows you to reach financial independence faster with lower savings targets.
Key Concepts:
- Lower Target: 22x annual expenses vs 25x for traditional FIRE
- 4.5% Rule: Slightly higher withdrawal rate due to lower expenses
- Minimalist Lifestyle: Focus on essential expenses only
- Faster Path: Reach FIRE earlier with reduced requirements