Terms and Conditions
Effective Date: July 1, 2025
Last Updated: July 1, 2025
1. Acceptance of Terms
By accessing and using FreshyPortal.site ("the Website"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
2. Use of the Website
The Website provides financial calculators and educational content for informational purposes only. You may use the Website for lawful purposes and in accordance with these Terms. You agree not to use the Website:
- In any way that violates any applicable federal, state, local, or international law or regulation
- To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation
- To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person or entity
- In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful
- To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website
3. Financial Information Disclaimer
The financial calculators and information provided on this Website are for educational and illustrative purposes only. They should not be considered as financial advice, investment advice, or a recommendation to buy or sell any security or investment product. The calculations are based on the information you provide and various assumptions that may not reflect actual market conditions.
4. Accuracy of Information
While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the Website or the information, products, services, or related graphics contained on the Website for any purpose.
5. Calculator Limitations
Our financial calculators use simplified models and assumptions that may not account for all variables affecting real-world financial outcomes. Factors such as:
- Market volatility and economic conditions
- Changes in tax laws and regulations
- Individual financial circumstances
- Inflation rates and currency fluctuations
- Investment fees and expenses
may significantly impact actual results. Users should consult with qualified financial professionals before making any financial decisions.
6. Privacy and Data Protection
Your use of the Website is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs the Site and informs users of our data collection practices. We do not store any financial information you enter into our calculators. All calculations are performed locally in your browser.
7. Intellectual Property Rights
The Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof) are owned by FreshyPortal, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
8. Third-Party Links
The Website may contain links to third-party websites or services that are not owned or controlled by FreshyPortal. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
9. Advertisements
The Website may display advertisements provided by Google AdSense or other advertising networks. These advertisements are provided by third parties and are subject to their own terms and privacy policies. We are not responsible for the content or accuracy of any advertisements.
10. Limitation of Liability
In no event shall FreshyPortal, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Website or any information obtained from the Website.
11. Indemnification
You agree to defend, indemnify, and hold harmless FreshyPortal and its licensors and licensees, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees).
12. Modifications to Terms
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect.
13. Governing Law
These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
14. Contact Information
If you have any questions about these Terms and Conditions, please contact us through our Contact page or email us at freshyportal@gmail.com.
15. Severability
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
16. Entire Agreement
These Terms constitute the entire agreement between us regarding our Service and supersede and replace any prior agreements we might have had between us regarding the Service.